Unveiling Consumer Debt Surge A concerning piece to this puzzle is the rapid growth in revolving credit balances, which despite decelerating since 2022 is still up 9.3% y/y as of October — that’s higher growth than anything we saw during the last economic cycle. Additionally, this year has seen record use of buy now, pay…Read more
Changing the Industry It’s crucial for musicians to develop and foster close relationships with their fans. But it can also be difficult. The rise of streaming platforms and social media has been a gift and a curse in this regard, affording musicians a more direct line to fans, while also making them reliant on Big…Read more
New Year It hasn’t been the happiest New Year in the U.S. stock market, which started 2024 on the back foot. The big questions: How much upside is left for last year’s leading stocks, keeping some inevitable portfolio rebalancing for the new tax year in mind. Then there’s the matter of potential interest rate cuts…Read more
